Instant access to money, everywhere for everyone.

Founded 2014
51-200 employees
  • Banking, Corporate Finance, & Investing
  • Headquarters address
    3 E 3rd St, San Mateo, CA


    Imagine if every time you went to the doctor you paid cash up front before you are treated, where every time you rented an apartment you paid 2 years cash up front, or where your monthly paycheck is frequently delayed for months at a time. Then imagine doing that without a loan, credit card, or even bank accounts. This is everyday life for over 3 billion people in developing countries around the world and we are on a mission to change it.

    Mines provides a cloud-based platform that enables banks and merchants to offer credit to customers in countries without functioning credit bureaus. We build ML algorithms on customer phone records, bank records, and payment transactions to assess credit risk, along with full automation to manage the credit application and delivery process. The net result is a seamless user experience where customers of our partner institutions can apply for and receive a loan in less than 60 seconds or make instant purchases with virtual or physical credit cards.

    Although we just raised a Series A and have partnerships that provide an immediate audience of tens of millions of consumers, our company is still at a formative stage where you can get in on the ground floor and have immense impact. Come join us on what promises to be a remarkable journey bringing financial services to billions of consumers in need around the world!


    Our interview process begins with an introductory call to help you better understand the opportunity, give us a glimpse into your interests and motivations, and help you decide if Mines is the right place for you to be your happiest and most successful self. From there, we will conduct a technical screen with one of our Engineers so you can show us your skills. Lastly, you will be invited onsite to interview with an interview panel from our product/engineering group. Our onsite interview is designed to assess for a broad range of skills so that we can gain a holistic understanding of what you bring to the team and where you shine. For our Engineering candidates, our onsite interview includes 2-3 technical rounds, as well as "real-talk" conversations around what it is like to be an Engineer at Mines and how you would work with the team on a daily basis. We pride ourselves on being transparent throughout the entire interview process with conversations around compensation and the impact you will make here at Mines.

    Tech stack

    AWS, Java, Scala, Python, Docker, Kubernetes, Delite, Pytorch


    Health and wellness

    Health insurance
    Dental insurance
    Vision insurance
    Migo - We just moved into a private office at SPACES in downtown 
San Mateo.
    Migo - It's an awesome place to work.
    Migo - Open rooftop for company events and meetings.
    Migo - In the middle of restaurants and shops but without the traffic.
    Migo - This actually isn't our office - but they look like this. We literally just moved in.