LendUp builds technology that expands access to credit and lowers the cost of borrowing for the millions of Americans who currently have limited options within the traditional banking system.

Founded 2012
51-200 employees
  • Banking, Corporate Finance, & Investing
  • Headquarters address
    225 Bush St, San Francisco, CA 94104, USA
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    About us:

    LendUp is a financial technology startup based in Oakland working to expand credit access and choice to customers underserved by traditional lenders, like banks and credit unions. We’re a Y-Combinator alum (YC W12) backed by prominent investors such as Google Ventures, QED, Andreessen Horowitz, and Kleiner Perkins. Our product is being used by over 3 million users and we’ve seen great press coverage in the Wall Street Journal, New York Times, Financial Times, CNN, NBC, TechCrunch, Venturebeat, Inc, Wired, Bloomberg, Fortune and Dow Jones, amongst others.

    What we are doing:

    Millions of people don’t have access to the credit they deserve. Their options for borrowing money are limited and unfair, and it’s easy to become trapped in debt. This is the first problem LendUp set out to solve, by applying our combined expertise in software engineering, data science, credit, education, and our shared passion for justice.

    Our first product, The LendUp Ladder, is an alternative to payday loans that transforms that product into an opportunity to borrow money at lower rates over time and build credit. And every day, we see our customers succeeding. Next, we’re continuing to build the next generation of dignified financial products that we all deserve, giving us back our time, money, and control of our financial lives.


    Compensation and retirement

    Performance bonus
    Stock Options
    401k plan
    401k matching

    Health and wellness

    Insurance (Health)
    Insurance (Dental)
    Insurance (Vision)
    Insurance (Life)
    Insurance (Disability)
    FSA (Flexible Spending Plan)

    Vacation and time off

    Unlimited time off
    Paid holidays
    Flexible working hours
    Work from home flexibility

    Values and quality of life

    Accessible via public transportation
    Snacks and beverages
    Catered meals
    Company activities
    LendUp - Company Photo
    LendUp - Company Photo
    LendUp - Company Photo
    LendUp - Company Photo