Leif is building a new, better student finance infrastructure for the United States. Student debt is a huge problem. There are $1.4 trillion in student loans outstanding in the US which is bigger than both auto loans and credit cards. Leif is solving the crisis with a new kind of payment: the income share agreement. Instead of paying for school with debt, students commit a percentage of their income for a few years after graduation. Leif helps schools and investors with all aspects of the contract lifecycle: origination, collection, management, and trading.