Our vision is that finance should be like electricity: simple, seamless and powerful. Over the next decade we aim to provide financing to 1 million small businesses with our award-wining platform.
iwoca is one of the fastest growing alternative lenders in Europe. Our mission is to drive sustainable economic growth by offering small businesses access to fast and flexible finance. To date we have issued over £125 million to over 7,000 businesses across the UK, Germany, Poland and Spain. In October 2016, we raised £46 million to help us grow and to help us support tens of thousands of businesses over the coming years. We pride ourselves on providing faster, more accurate decisions than traditional lenders. Our online integrations with the high-street banks, payment processors and sector-specific providers give thousands of data points for each business. These feed into a risk engine that enables us to make a fair assessment of any business – from a retailer to a restaurant, a factory to a farm – and approve a credit facility within hours.
It is a pretty exciting time for us, we are growing rapidly, building awesome things and acquiring tonnes of new customers! We would love to hear from smart and passionate people with a growth mindset (and ideally excellent ping pong skills) to join our team.
Our tech stack:
We run our Django-powered site on AWS, using AngularJS for our internal application & React+Redux for our public facing projects, with focus on adhering to ES6 standards. We use asynchronous tools (Twisted, Celery) for time-consuming tasks and scientific libraries (numpy, scipy, pandas) for risk aspects. Application orchestration is done with Docker and Ansible and our monitoring is set up using StatsD, Elasticsearch-Logstash-Kibana.
Our tech team:
Our tech team consists of 22 Developers across Frontend (4), Backend (10) and Analytics (8). We all play a significant role in specifying the problem and thinking through all possible solutions. As our CTO also happens to be one of our Co-founders, tech really is at the forefront of the business. Our development cycle is tight with Agile-ish processes that means features or projects go live in days or weeks rather than months or years.
Our team consists of some of the best ping-pong players on the planet (this might be a slight exaggeration, but they are good) and we have lost count of the number of languages we collectively speak within the team. English, 'Northern', French, German, Polish, Russian, Latvian, Italian, Spanish etc.
You will always have a say in the business and have the opportunity to really make a difference. Joining our team means you will be working with some cool tech and get the opportunity to really make a difference to people’s lives. We also help all our employees become top performers and reward everyone in numerous different ways.
Everyone at iwoca is smart, humble and motivated to do a good job so you are bound to love working here. Apart from a great working environment we also have some great perks, of which here are a few: