CTC Pensions Technology

Chambers Townsend Consultancy (now known as CTC Pensions Tech in the digital world but still registered as Chambers Townsend Consultancy) was formed by Nigel Chambers, David Townsend, and Sam Alhamis in 1990. Having previously worked together in the life insurance industry, and with a passion for product development, the three were in the vanguard of the first Fintech revolution.

The expertise to deliver regulatory compliant software coupled with original market thinking put CTC at the forefront of the industry. CTC enabled clients to be first to market for Income Drawdown in the mid 90’s and pioneered software for transfer analysis.

In the late 90’s, Elements was formally and fully created out of CTC’s work for Pension Review – helping the industry review two million potential cases of pensions mis-selling.

Based on the latest client-server technology, Elements was used by almost 100 organisations to communicate with customers, track cases and analyse where compensation was due. With hundreds of products and pension schemes to analyse, Elements is well proven to work with the whole range of assets and charging structures.

CTC Software continues to exploit the depth of Elements, bringing new innovations in both B2B and D2C propositions – all while maintaining its long-recognised expertise and leadership in Illustrations and compliant financial modelling software.

CTC combines actuarial excellence and cutting-edge digital development to offer software as service products and tailored builds across the pensions and long-term savings market.

With ISO 27001 and ISO 9001 certification and 30 years of supplying software and consultancy to the financial services sector with both multi-national and specialist boutique customers, CTC has a pedigree to give confidence in any project.