Zibby is an ecommerce payments option. Our lease-to-own solution fully integrates with e-retailers storefront and checkout processes to provide fico-independent financing for online purchases.

Founded 2012
51-200 employees
  • Banking, Corporate Finance, & Investing
  • Headquarters address
    151 west 25th, New York, NY 10001, USA

    Cognical, Inc. is a well-funded financial-technology company funded by top VC’s and led by a team of experienced entrepreneurs. We are looking for people with passion around our products and values to help us on our mission.

    Our product, Zibby, is a non-prime payment option for online and brick and mortar shoppers. Our lease-to-own solution fully integrates with retailers at the point of sale to provide the only financing option for 65 million underbanked and non-prime consumers to acquire electronics, appliances, furniture, and other durable goods online.

    Tech stack

    python, django, postgresql, AWS, nginx, grunt, angular.js.


    Compensation and retirement


    Health and wellness

    Health insurance
    Dental insurance
    Vision insurance
    Life insurance
    Disability insurance