Data Scientist - Machine Learning (New Grad)
San Francisco, CA

Job Description

Description

Affirm is a technology and data-driven finance company. We are using data and machine learning to rewrite the rules on how credit is evaluated. Our data scientists play a pivotal role in the company, writing the models that allow us to evaluate the creditworthiness of our users in unprecedentedly holistic, efficient, and accurate ways.

As a recent university grad, you'll contribute meaningful work that directly impacts our decisioning system, and you'll be part of a growing team of data scientists.

What You'll Do

* Build production fraud and credit machine learning models; your models will decide to whom who we lend in real time
* Conduct ad-hoc data analyses; your analyses will decide which policies we adopt, where we expand our business, and with whom we partner

Past New Grad Projects

* Varun developed methods to optimally set consumer credit limits. He used derivative-free optimization to design limits for Affirm's point-of-sale product, and he built an end-to-end machine learning framework to train and evaluate models that set guaranteed credit limits prior to checkout. He collaborated with product, engineering, credit, and other teams to ensure his technical work had maximal positive impact on Affirm's product and business.
* Sid built a calibrator in production that improves our ability to interpret credit model predictions, set critical decisioning thresholds, and evaluate model performance under changing circumstances.

What We Look For

* Advanced degree in Computer Science, Mathematics, Statistics, or another related field, or equivalent training/fellowship
* Understanding of and experience with machine learning and data analysis through internships, university coursework, or independent study
* Strong programming ability, preferably in python
* Ability to collaborate within and across teams on long-term projects

About Affirm

Affirm is reinventing credit to make it more honest and friendly. Started by PayPal co-founder Max Levchin, Affirm gives consumers the flexibility to buy now and make simple monthly payments. Unlike other credit options, Affirm offers transparent payment terms (no fees or compounding interest), and employs advanced technology to reach a broader consumer population.