About Our Team

Provenir makes risk analytics faster and simpler for financial institutions. Our Provenir risk analytics and decisioning Platform is a powerful orchestration hub that can listen to any channel, integrate with any data service and operationalize any analytic model. We help clients process more applications with greater efficiency and increase sales conversions with instant, real-time risk decisioning. We serve clients in a broad range of financial verticals including consumer, cards, payments, ecommerce and auto financing.

We pride ourselves on our ability to deliver immediate business value to you through our transparent, progressive and collaborative culture. We are passionate about what we do, whether that is helping individual businesses improve processes or achieve a transformative platform for risk decisioning across an organization.

Provenir was launched in 2004 and is headquartered in Parsippany, New Jersey with offices in Miami, San Francisco, UK and Singapore.

Credit Risk Technology to Power Your Risk Strategy

As a financial services organization you know how quickly the industry is evolving. Digitization has created a huge opportunity to revolutionize your products and develop industry-leading consumer experiences, but it’s also fueled many new challenges. To effectively deploy your credit risk strategy, drive business growth, and maintain agility, you need technology that puts your risk team in control. Whatever goal you’re pursuing or challenge you need to overcome, the Provenir Platform will help you digitize your credit risk strategy, respond to new threats, and jump on developing opportunities.

The right technology to achieve your credit risk decisioning goals:

When it comes to making smart credit decisions while providing a world-class consumer experience your technology should help you achieve these four goals:

Deploy Credit Risk Models in Real Time

Your risk strategy relies on having sophisticated data models in place to quickly and effectively manage decision risk. But, deploying models quickly is a challenge, with delays often pushing deployment times into weeks, months, or never at all. If your goal is to deploy data models in real time, you need technology that supports simplified rapid deployment. For many, this means using a model agnostic platform like Provenir. Why? Because this eliminates the recoding rework that slows down deployment.

With Provenir’s technology your team can import models in R, Python, and many other languages, reducing reliance on development resources and giving your business-users more control over the process. The Platform makes field mapping easy with automated field extraction and a low-code drag and drop interface. Provenir also supports in-Platform testing, with results displayed visually, simplifying error diagnosis and making deploying models into production quick and easy.

Easily Integrate Tools and Data Sources

Data is the key to making smart decisions, without access to the right data at the right time your business can’t accurately assess risk. In today’s digital world new data sources develop daily, giving your team the opportunity to explore new risk decisioning options. To do this, you need to be able to integrate with any data source in hours or days rather than weeks or months. But, many financial services organizations struggle to create integrations or update existing connections in a timeframe that supports digital innovation.

The Provenir Platform provides an integration wizard that eliminates the need for hardcoded integrations, which means no vendor reliance and no waiting for your dev team to complete integrations. Instead, bring in all of the data you need to power your credit risk strategy with Provenir’s low-code wizard.

Make Instant Credit Decisions

If you can’t provide customers with instant credit decisions, your competitors will! Today’s consumers expect instant everything, even when it comes to their financial services. But, powering instant approvals requires sophisticated technology that can process applications in real time without increasing risk. The Provenir Platform provides immense processing power to push applications from submission through compliance checks and credit risk analysis to approval in milliseconds. With Provenir, you can take control of decisioning and automate processes to provide the real time consumer experience that drives business growth.

Reduce Decision Risk

One of the key aspects of any credit risk strategy is to reduce decision risk. But, to drive business growth you need technology that allows you to manage risk without decreasing approval rates. To do this you need a solution that combines key decisioning components to help you test, deploy, and update risk strategies in real time. You need technology that empowers increased agility, combats risk, and lets you explore new opportunities.

The Provenir Platform is designed to provide the tools you need to reduce credit risk: use Provenir’s data integration wizard to access and use the data you need to reduce decision risk, upload risk models with Provenir’s model agnostic platform, power automated decisions with Provenir’s powerful processing technology.

See more problems we solve here

Why Join Provenir

Our diverse and collaborative culture is why outstanding people choose to build their careers here. Employees get to work with cutting-edge technologies and are encouraged to develop and inspire new ideas. Members of the Provenir team partner with industry professionals and thought leaders and work with our clients who are some of the top financial services companies in the world. We foster a true team environment which provides an opportunity to use your talents and energy to grow, learn and excel.