We are a payment acceleration solution, providing both the capital and the platform to accelerate the speed at which suppliers are paid – helping them grow their businesses faster.

Founded 2013
16-50 employees
  • Banking, Corporate Finance, & Investing
  • Headquarters address
    428 Broadway, New York, NY 10013

    Payability is a financial institution embedded within a technology platform. We started the company in 2013 for one very simple reason; to help Suppliers get paid faster.

    Our founders spent the last two decades starting and running ad-tech marketplaces, and nearly every day we would hear complaints from publishers, suppliers and content creators that their payment terms were onerous and that being paid 30, 60 and sometimes even 90 days after the end of the month was constraining their growth and creating an imbalance between marketplaces and suppliers.

    So we set out to solve that problem, and we consider it our mission to improve the speed at which business-to-business payments are made. Today’s suppliers demand payments sooner. Marketplaces want to acquire and keep the best suppliers in the business. That’s where we come in.

    We Provide the Capital and the Platform.

    Payability is a principal source of capital to our participating Marketplaces and Suppliers. Our founders are so ardent in our mission that we seeded our funding operation with tens of millions of our own dollars. From that foundation we have grown our capital base and balance sheet so that we now service Marketplace clients with more than $200 million in Supplier payments. And rapidly growing.

    We are technologists at heart, so we appreciate the need for a solution that is secure and easy to use. Our platform is quickly and simply integrated directly into Marketplace websites, allowing Suppliers to seamlessly opt-in to receive advance payments right from within the Marketplace dashboard they already use. Hassle-free from start to finish.

    Tech stack

    Knockout, Go, Postgres, AWS


    Health and wellness

    Insurance (Health)
    Insurance (Dental)
    Insurance (Vision)