Bread Financial

We’re a tech-forward financial services company providing simple, personalized payment, lending, and saving solutions.

Founded 1996
5001+ employees
  • Banking, Corporate Finance, & Investing
  • Digital Payments
  • eCommerce
  • Headquarters address
    Columbus, OH
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    As a tech-forward financial services company, we strive to create value for both our customers and our associates. At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be a part of our award-winning culture.

    Bread Financial is an S&P MidCap 400 company headquartered in Columbus, Ohio, and committed to sustainable business practices powered by its 6,000+ global associates. We’ve been consistently recognized as a best place to work in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.

    Tech stack

    Go, Javascript, React, Redis, PostgreSQL, EC2, AWS, Kubernetes, Terraform, Docker, Redshift, Node.JS, Splunk, Firewall, Active Directory, ServiceNow, Sailpoint IIQ, Okta, Azure, Powershell, Python, API, AngularJS, VMWare, Ansible, Linux, JAMF Pro, Vericode

    Benefits

    Compensation and retirement

    Our greatest asset is you — our associate. Because you matter — we’re excited to share some benefit information that can help you be your best! Review your healthcare options and choose what’s best for you.
    Performance bonus
    Stock Options
    ESPP (Employee Stock Purchase Plan)
    401k plan
    401k matching
    Commuter assistance plans

    Health and wellness

    You have three medical coverage options to choose from: the HSA Plan, the HRA Plan and the PPO Plan (all 3 plans include prescription drug coverage). We also offer extra benefits available to you if you are enrolled in a Bread Financial medical plan: Doctor on Demand, Livongo, and Included Health.
    Health insurance
    Dental insurance
    Vision insurance
    Life insurance
    Disability insurance
    FSA (Flexible Spending Plan)
    EAP (Employee Assistance Program)
    Legal assistance
    Fitness reimbursement
    Mental health benefits

    Vacation and time off

    Flexibility and work-life balance are key to a great associate experience. That's why Bread Financial offers U.S. exempt associates flexible time off (FTO) and paid sick & safe time (PSST). Exempt associates have more flexibility in the paid time they take away from the office.
    Paid time off
    Unlimited time off
    Paid holidays
    Flexible working hours
    Work from home flexibility
    Volunteer time off
    Maternity benefits
    Paternity benefits
    Adoption assistance

    Personal development

    Tuition reimbursement
    Management training
    Job training
    Internship program
    Mentorship opportunities
    Career growth

    Values and quality of life

    Diversity program
    Accessible via public transportation
    Employee groups and committees
    Snacks and beverages
    Matching charitable donations
    Company activities
    Bread Financial - Our beautiful in-house eating space
    Bread Financial - Updated huddle meeting spaces. Fewer walls, more ideas.
    Bread Financial - A view of the front of our Columbus, Ohio headquarters.
    Bread Financial - Remodeled front lobby desk
    Bread Financial - Bread Financial associates in the front lobby of our Columbus, Ohio headquarters.
    Bread Financial - Pop up workspace for impromptu meetings or just a chance to catch up!
    Bread Financial - Pride parade
    Bread Financial - Our Pelatonia team outing to cheer on our Columbus Clippers Baseball!
    Bread Financial - Live plants throughout our interior to freshen our air and minds.
    Bread Financial - Snacks available in shared spaces