Lighter Capital is a small, technology-focused private corporate finance company with big ambitions. We are changing the way small business funding works.
In the past, small technology businesses that needed growth capital had limited options. You could try to raise fickle VC money, but even if they like you that meant selling off large chunks of ownership in the company. Or you could try to get an SBA loan from a bank. But the bank wanted your house or other large asset as collateral. And then, if the business failed, they would take your house. Didn't have a house or large asset? The bank wouldn't give you a loan.
Lighter Capital is changing that. Through a new funding model called "revenue based financing," Lighter Capital is providing growth capital to early stage technology companies that allows them reach their potential without selling off control of the company and without risking the family home.
Lighter Capital is able to provide this innovative funding model through extensive use of technology to better understand our potential customer and therefore make better decisions. This understanding of our customer comes from our ability to glean and evaluate more data about our potential customers and use that data in combination with the tools we build to revolutionize the business of start-up funding.