Life insurance is a $160B market but 98% of policies are sold through agents. Ladder is creating an all digital, direct to consumer life insurance company built around the end user from the ground up.

Founded 2015
16-50 employees
  • Banking, Corporate Finance, & Investing
  • Insurance
  • Headquarters address
    444 High Street Palo Alto, CA

    Why we started Ladder

    We believe it should be easy for anyone to access life insurance. Our goal: to save you time, money, and hassle. If we had our druthers, everyone would be able to get the insurance they need. No more, no less.

    Life insurance is a wonderful tool that has been hijacked by high pressure sales tactics and murky hybrid products. We are all better off, individually and as a community, when we can get simple, straightforward life insurance in a streamlined fashion.

    We believe people deserve something better. That’s why we strive to remove needless costs, as well as painfully inefficient applications and long phone calls with agents.

    Who we are

    Our team is small but strong, with folks from Google, Dropbox, Harvard, and Stanford. We’re committed to building something that matters - something important for you - through transparency, simplicity, and trust.

    Our investors

    We’re creating a tectonic change in the life insurance market. We are lucky to have the backing of some outstanding investors: Lightspeed (Snapchat), Formation 8 (Oscar), and NYCA (digit), along with a small group of strong angel investors (like the ones behind Esurance, Palantir, Nephila, Climate Corp, and Pinterest).

    Tech stack

    React, Docker, Kubernetes, AWS, Terraform, Clojure, ClojureScript, Datomic, Buck Build


    Compensation and retirement


    Health and wellness

    Health insurance
    Dental insurance
    Vision insurance

    Values and quality of life

    Catered lunches
    Ladder - Company Photo
    Ladder - Company Photo