The process of getting a mortgage is hellish; hellishly complicated, costly and outdated. At Habito, we’re changing that. We believe people shouldn’t have to go through hell to get a mortgage.

Founded 2015
51-200 employees
  • Banking, Corporate Finance, & Investing
  • Headquarters address
    The Loom, 14 Gowers Walk, London E1 8PY
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    About Us 🤗

    Habito will get you the best mortgage possible. Fast, transparent and impartial - we’ll take care of it. Using a unique combination of cutting edge technology and industry-leading mortgage experts, homebuyers can, for the first time, be sure they are getting the best deal for them. The idea for Habito was conceived after our founder, Daniel, nearly lost his dream home due to a frustrating, time-consuming and outdated mortgage application process

    We’re a group of designers, engineers, mathematicians and mortgage experts with a really big idea. We’re using AI and great product design to transform the mortgage industry and fix a broken market, to make it work for the borrower. We always hold ourselves to the highest standards of conduct, and we’re directly authorised and regulated by the Financial Conduct Authority (FCA).

    Where are we going? 🚀

    We’re enormously proud of what we’ve achieved. Together, our 100+ strong team has built great things to bring this mission to life. We’ve won numerous industry awards for our innovation, our talent and our service. And our enviable roster of backers is testament to that hard work and vision: to date, we have raised £27.5million in funding from some of the biggest names in venture capital and FinTech – Atomico, Ribbit Capital and Mosaic Ventures as well as the founders of Funding Circle and TransferWise.

    But our work never stops. The landscape continues to evolve and, because we believe in financial products that put the customer’s interests first by design, we have ambitious plans to continue innovating, improving and disrupting in this space. As our business scales up, to extend beyond brokerage and insurance into becoming a mortgage marketplace, our focus on pioneering product and best-in-class delivery is greater than ever.

    What do we offer? 🌍

    We offer a highly-autonomous working environment. We have cross-functional crews which consist of engineers, product owners, designers and other contributors. Crews typically comprise 7 to 8 people total (of which 5 to 6 are engineers) and are tasked with meeting an objective however they see fit.

    We believe in learning and development. Our team come from a number of backgrounds. Some of us have worked in large corporations while some of us have only ever known startups. From weekly talks and reading groups to sponsored meet-ups and conference attendance, we want to help take our people to the next level.

    What are we looking for? 🦄

    We are hiring across; Data Engineering, Design, Engineering & Product! Here are just some of the aspects that we look for:
    - If you're interested in understanding a complex industry and using that knowledge to build products that improve customers’ lives by supporting and enabling the massive financial decisions that accompany mortgages.
    - You love building beautiful products that surprise and delight users.
    - You’re keen to learn more about some of the technologies we use and concepts we believe in (functional programming, static type systems, event sourcing).
    - You are excited about the autonomy we’re trying to foster and you want a strong sense of ownership of you and your team’s work.

    Tech stack

    Haskell, Scala, F#, TypeScript, PureScript, Elm


    Compensation and retirement

    Stock Options
    Pension plan

    Health and wellness

    Health insurance
    Dental insurance
    Vision insurance
    Life insurance

    Vacation and time off

    Unlimited time off
    Maternity benefits
    Paternity benefits

    Personal development

    Management training
    Job training

    Values and quality of life

    Diversity program
    Accessible via public transportation
    Snacks and beverages
    Catered lunches
    Company activities
    Habito - Company Photo
    Habito - Company Photo
    Habito - Company Photo