We are

a collective of software engineers, loan underwriters, and data scientists.

We combine our expertise of developing modern apps and machine learning models with underwriting thousands of loan transactions in an effort to make commercial real estate finance smart, simple, transparent and accessible.

• Smart because we leverage machine learning, large data and streaming APIs in order to arrive at pinpoint accurate property underwriting.

• Simple because we've designed a user-centric, TurboTax like UI that guides clients through the loan process, step by step.

• Accessible because we explain all of the loan options a client has, not just the ones that are most profitable to us.

Greystone Stats

Our team is situated within a large commercial real estate lender, Greystone. Here are some stats:

• $10Bn loan originations per year
• $26Bn loan servicing portfolio
• 7,700 apartments under ownership and management
• 4,000 skilled nursing beds
• 20+ ground-up construction projects

and our favorite stat:

• ~50% annual profits to charity

Our Mission

Getting a CRE mortgage should be simple, efficient, transparent. By leveraging a large volume of property data, cloud infrastructure, predictive machine learning models, client-focused UX and elegant design, we will process greater loan volume at lower cost while providing the most seamless borrower experience.

The problem

• Credit decisions == (sentiment, experience, gut feeling) > data

• Underwriting in tangled excel models which crash when you run out of RAM

• A single loan package probably requires an entire tree of paper, #savetheforest

• Fees & pricing are a tightly kept black box

Our solution

Instead of,

• Gut-based credit decisions, we run regression models to test our assumptions.

• Excel models, we build cloud-based applications that are far more scalable and can easily leverage external APIs.

• 3-ringed binders and a ton of paper, we process loans online - like they should be.

• Black box pricing, we are upfront with our fees and terms.

We are bringing CRE lending into the 21st century. - We hope you'll consider joining the ride.