Even

Talent is evenly distributed. Opportunity is not. Our company exists to fix that. Our mission is to even the playing field for creating a better life.

Founded 2015
51-200 employees
  • Banking, Corporate Finance, & Investing
  • Headquarters address
    Oakland, CA, United States

    What we're doing

    It's expensive to be poor. We're trying to fix that by building a new type of bank—one that automatically manages everything. Balances your budget. Saves and invests. Pays your bills. And at the beginning of every week, gives you a paycheck of purely disposable income.

    Why we're doing it

    Of the 7 billion people on this planet, an incredibly tiny fraction of us have the luxury required to work on humanity’s hardest problems and push the world forward. Almost all of us are just trying to scrape by. Just trying to survive.

    The vast majority of humans are born poor and stay that way year after year after year. The issue is not that poor people are stupid — they aren’t. Research shows no correlation between raw intelligence and economic station, let alone any causation. The issue is that when you’re poor you don’t have the luxury of spending the majority of your time and mental energy becoming what society considers “smart,” because you’re spending the majority of your time and mental energy just getting by. So basically we have this unbelievably large and completely untapped pool of smart and creative humans, who simply haven’t been given the opportunity to be smart and creative.

    Today, something like 0.1% of humans are working on our hardest problems. Imagine if, instead of 0.1%, just 1% of the world’s population had the luxury of solving our hardest problems. Ten times as many bright minds. Where would we be today?

    That’s Even’s goal. To put 1% of the world’s population in the position to work on our hardest problems.

    How we're starting

    We're starting with a huge and largely hidden problem: income volatility.

    The US government funds a research program called the Financial Diaries. In their first study, they asked a large and varied group of the working poor to choose between "make more money" and "make more stable income." 77% chose the latter. 77% of people chose predictable money over making more money!

    As our economy trends towards flexible labor, millions and millions of Americans are suffering from tremendously painful income volatility. With Even, these workers can get a steady paycheck, every week, with the job they already have. In good weeks, we automatically set money aside. And in bad weeks, we give our customers credit with no interest.

    Our team

    Jon Schlossberg (Bonobos, Knock to Unlock) - product design, front-end engineering, CEO
    Quinten Farmer (Columbia CS, Open Loans Project) - engineering & operations
    Ryan Gomba (Instagram, Facebook) - full stack engineering

    What we're looking for

    Our team is small, well rounded, and extremely productive. We're looking to add another well-rounded full stack engineer who not only wants to help us architect and build fault-tolerant infrastructure, but also be involved in everything else. You'll build APIs, algorithms, work on all our clients (iOS, Android, web), help us iterate on the product design, talk to customers, work on the financial model, everything.

    Tech stack

    Go, React Native, PostgreSQL, JavaScript, AWS

    Benefits

    Compensation and retirement

    Stock Options
    401k
    401k matching
    Commuter assistance plans

    Health and wellness

    Health insurance
    Dental insurance
    Vision insurance
    Life insurance
    Disability insurance
    FSA (Flexible Spending Plan)
    Legal assistance

    Vacation and time off

    Paid time off
    Unlimited time off
    Paid holidays
    Flexible working hours
    Work from home flexibility
    Maternity benefits
    Paternity benefits

    Personal development

    Tuition reimbursement
    Management training
    Job training
    Conferences reimbursement

    Values and quality of life

    Diversity program
    Accessible via public transportation
    Employee groups and committees
    Snacks and beverages
    Catered lunches
    Matching charitable donations
    Company activities
    Even - Our sunny space in downtown Oakland offers an open-floor workspace and small group offices
    Even - We're fans of collaboration
    Even - The flexible space means we often mix and mingle with other teams