Earnest LLC

Earnest is a tech-enabled lender dedicated to client happiness. Our lending algorithm looks beyond credit scores to provide clients with low rates and payment flexibility.

Founded 2013
51-200 employees
  • Banking, Corporate Finance, & Investing
  • Headquarters address
    303 2nd St. Suite 401N San Francisco, CA 94107

    We are a team of math, finance, design, and technology geeks who are working to restore trust in the financial industry—with a particular focus on improving student loans. Our mission is to leverage better data and automation to empower people with the financial capital they need to live better lives. Our approach uses rich data analytics, simple, functional design, and elegant software to bring clients a fast, low-cost, and hyper-personalized borrowing experience.

    Earnest culture combines startup scrappiness with the stability of being owned by a large public company—with perks and benefits being a unique blend of the two as well.

    Tech stack

    Node.js, Python, PostgreSQL, Redshift, AWS, Docker, Kubernetes, Terraform, React, JavaScript, Ansible


    Compensation and retirement

    Performance bonus
    ESPP (Employee Stock Purchase Plan)
    401k plan
    401k matching
    Commuter assistance plans

    Health and wellness

    Insurance (Health)
    Insurance (Dental)
    Insurance (Vision)
    FSA (Flexible Spending Plan)
    Legal assistance

    Vacation and time off

    Paid time off
    Paid holidays
    Flexible working hours
    Work from home flexibility
    Volunteer time off
    Maternity benefits
    Paternity benefits

    Personal development

    Tuition reimbursement
    Management training
    Job training
    Conferences reimbursement
    Internship program

    Values and quality of life

    Diversity program
    Accessible via public transportation
    Bike parking
    Employee groups and committees
    Snacks and beverages
    Company activities
    Employee discount programs
    Earnest LLC - Company Photo
    Earnest LLC - Company Photo
    Earnest LLC - Company Photo