Simplifying credit for everyone.

Founded 2008
16-50 employees
  • Platform
  • Headquarters address
    WeWork, 15 Bishopsgate, London EC2N 3AR, UK

    Deko is a fast-growing Fintech company based in the heart of the City. As the UK's fastest growing provider of point of sale credit, we're using bleeding-edge technology to disrupt the way consumers access finance online and in-store.

    Engineering and design are at centre of everything we do. Each sprint we iterate and invent new ways to offer world class retail finance products, delivering exceptional customer experience and helping our merchants to maximise sales. It's win/win/win.

    As a challenger brand we now work with over 1,200 merchants and a selection of hand-picked lenders to use this technology to solve everyday problems. What used to take hours, and in some cases days, now takes seconds.

    We're trusted by established brands like Samsung and Mothercare, through to exciting new online businesses like Purple Bricks, to provide finance options that are lightening-fast, intuitive and deliver the highest acceptance rates.

    Six lenders from across the UK are now integrated into the Deko platform (with more to come this year), each serving finance loans to thousands of retail customers. Our in-house credit scoring technology allows lenders to develop sophisticated scoring policies, enabling them to enter brand new sectors that would otherwise have been out of reach.

    But we're just getting started...

    This year we'll be launching ground-breaking new products, and we'll introduce a system flexible enough to support a vast array of loan types in the future. This will enable us to expand into many more areas of credit and lending, all facilitated via our extensible API-driven platform.

    Despite this success we still proudly maintain a startup environment of shipping often and learning fast. We have all the usual perks that tech companies provide, but above all it's the culture of true collaboration and learning that is the ultimate perk.

    A company's success is not just measured by hockey stick growth - it's how happy people are to come into work each day. We understand our success is down to the talented and passionate team we have assembled, and we'd like to invite you to join us.

    Tech stack

    PHP, Java, Node.JS, React
    Deko - Old Fashioned's at 'The Alchemist' on one of our dev nights out
    Deko - Hackathon Team 1 working on their project
    Deko - Preparing for the Hackathon
    Deko - Code!
    Deko - Bring your table tennis A game!
    Deko - Spot The Gherkin outside the window!
    Deko - Company Photo
    Deko - Agile Training session