Credit Sesame gives consumers access to their credit information. Consumers spend much more time focusing on investments and watching the stock market. US consumers have over $14 Trillion in debt and over 50% of consumers say that they need help managing that debt.
The credit space is broken and most consumers have a limited understanding of their credit and the factors that impact their credit score. Yet the implications of credit scores on the amount of interest people pay is huge. People spend a lot more time thinking about assets such as stocks, homes, etc and very limited time thinking about credit and debt. Yet, the difference between a prime loan and a subprime loan (which can sometimes be just a few points in a credit score) can be worth tens of thousands of dollars or more. For example, the difference between a prime rate for an auto loan and a subprime rate could be 2% for prime or 10% for subprime.
Credit Sesame is the only place where consumer can access, track, improve, and protect their credit and debt. We are disrupting a space that has a market of over 240M potential customers. We are at a very attractive phase for potential new employees. We have raised over $19M of venture funding, a proven management team (this is our CEO's 4th start-up), a product that works, millions of existing users, and existing revenue. However, there is still a lot of upside in our business as we are still very early in what is a very large market.
If you're interested in being part of disrupting the credit and debt space while helping consumers and having fun, Credit Sesame may be the place for you.