Whether it's to pay for stock, get through a slow month or fuel high growth, small businesses often require funding to survive and thrive. Yet, the traditional funding options have long forms, slow response times, opaque fees and rigid underwriting criteria. We're here to solve that. Our technology allows small UK businesses to access funding painlessly. Our quick and simple application to access competitive funding allows business owners to get back to what they love, their business.
Founded in 2012, Capital on Tap is on a mission to help small businesses thrive. We believe small business owners are the foundation for growth in our economy, and yet today’s banking system has left them behind. We have partnered with over 125,000 businesses across the UK deploying funding facilities of over £3bn to customers. We believe we still have a long way to go to make business funding truly available to every small business.
We invest in our team and infrastructure to continuously move faster in an environment that has high energy and collaboration. Far from a beige cube-farm, our corporate headquarters in Old Street provides a dynamic, relaxed and fun culture. Today, we provide business cards and loans but as the needs of our customers evolve, our product will too. However, our end goal is always the same: building simple tools for real-world businesses to achieve great things.
We are currently based near to Moorgate, Old Street and Liverpool Street stations, right in the heart of the city. We work in a fantastic open-plan office with a dynamic, relaxed and fun culture complete with pool table, office dogs and lots of fun company events! We work in a highly collaborative agile environment where everyone is looking to innovate.
We are a diverse team, all eager to learn more and to help each other out. We love building innovative systems, solving problems and working together to really make a difference in the business.
We work in an agile methodology in small cross-functional teams which we feel saves time, increases efficiency and improves communication between everyone involved in the project.
We offer great progression within the team, offering various routes in order to do so.
Our team are given the freedom and autonomy to make empowered decisions, pilot new ideas and tech, and learn and share knowledge with their peers.
Capital on Tap provides small businesses in the UK instant credit decisions with immediate access to their entire credit facility. Our customers can use their credit facility to spend on their business credit card or transfer the funds to their high street bank account.
The interview process can vary by role, but generally our approach is a short telephone interview, followed by an interview with a senior member of the team or hiring manager, followed by an objective exercise (such as a code pairing) and face to face interview (all on the same day). A small tip if you reach this stage : TDD is very important to us!