Capital On Tap

Building simple tools for real world businesses to achieve great things.

Founded 2012
51-200 employees
  • Insurance
  • Banking, Corporate Finance, & Investing
  • Headquarters address
    The Tea Building, Shoreditch

    Who we are

    Capital on Tap believe that the future is all about the impact that small businesses can have in the world. As such we are on a mission to help them thrive – cash flow shouldn’t be a barrier to success.

    Since launching our business credit card and business loans in 2017 we have been taking off like a rocket! We are one of the fast growing companies in the UK (Sunday Time Fast Track 100 in 2017, 2018 and 2019) while still posting a profit to fund our future growth. 2020 looks to be just as exciting (and busy!) as we continue on our incredible trajectory.

    Our people (and our office dogs) really are the best thing about working at Capital on Tap. We have built a dynamic, fun and vibrant culture where your opportunities for growth are as big as your ambitions.

    Location and Culture

    We are currently based near to Moorgate, Old Street and Liverpool Street stations, right in the heart of the city. We work in a fantastic open-plan office with a dynamic, relaxed and fun culture complete with pool table, office dogs and lots of fun company events! We work in a highly collaborative agile environment where everyone is looking to innovate.

    The Team

    We are a diverse team, all eager to learn more and to help each other out. We love building innovative systems, solving problems and working together to really make a difference in the business.

    We work in an agile methodology in small cross-functional teams which we feel saves time, increases efficiency and improves communication between everyone involved in the project.

    We offer great progression within the team, offering routes into people management or tech leadership where you can really hone in on the architecture of the software. All of our team leads and tech leads have been promoted from within.

    Our product

    Capital on Tap provides small businesses in the UK instant credit decisions with immediate access to their entire credit facility. Our customers can use their credit facility to spend on their business credit card or transfer the funds to their high street bank account.

    What's next

    Last year was an exciting year as we launched in Spain, broke the £1b mark in lending, moved to Azure and launched our App. This year we have so much more to look forward to with further global expansion on the cards.

    Interview process

    The interview process can vary by role, but generally our approach is a short telephone interview, followed by a take at home coding test, followed by a pair-programming exercise and face to face interview (all on the same day). A small tip if you reach this stage : TDD is very important to us!

    We realise that the best candidates sometimes find it difficult to take time off to interview, so we are more than happy to interview before 9am, after 6pm or even on weekends!

    Tech stack

    C#, NET, SQL, ASP.NET MVC, MongoDB, Redis, Azure, Javascript, HTML, CSS, React


    Compensation and retirement

    Pension plan

    Health and wellness

    Health insurance
    Dental insurance
    Fitness reimbursement

    Vacation and time off

    Paid holidays
    Flexible working hours
    Work from home flexibility
    Maternity benefits
    Paternity benefits

    Personal development

    Tuition reimbursement
    Job training
    Conferences reimbursement

    Values and quality of life

    Accessible via public transportation
    Bike parking
    Employee groups and committees
    Snacks and beverages
    Company activities
    Games and recreation
    Pet-friendly workplace
    Employee discount programs
    Capital On Tap - Company Photo
    Capital On Tap - Company Photo
    Capital On Tap - Tech Track 100 (2017)
    Capital On Tap - Secret Santa!
    Capital On Tap - Fun and games in the office...
    Capital On Tap - Oops...
    Capital On Tap - Important meeting with key stakeholders
    Capital On Tap - Some of our newest recruits. Welcome aboard!
    Capital On Tap - Whiteboard discussions
    Capital On Tap - Members of our brilliant IT team
    Capital On Tap - Pair-programming
    Capital On Tap - Shooting some pool
    Capital On Tap - Company Photo
    Capital On Tap - Company Photo
    Capital On Tap - Company Photo
    Capital On Tap - Company Photo
    Capital On Tap - Company Photo