PayJoy

PayJoy finances smartphones for the next billion people worldwide with no access to credit. Our unique technology allows us to qualify customers who lack traditional credit history.

Founded 2015
16-50 employees
  • Banking, Corporate Finance, & Investing
  • Headquarters address
    679 3rd St, San Francisco, CA 94107, USA

    PayJoy is bringing consumer finance to people who otherwise could not afford modern electronics such as smartphones. Today, our unique locking technology enables us to offer monthly installment payment plans to the 100 million Americans who otherwise would be unable to afford a quality smartphone. Our ambition is to deliver affordable consumer finance to 1B+ people worldwide to obtain a smartphone and join the modern digital, mobile economy.

    We are a small and nimble team of 30 (and growing) with experience from Stanford, MIT, Google, Facebook, McKinsey, Kiva, and Citibank, funded by top FinTech investors.
    Press:
    https://techcrunch.com/2015/12/18/with-4-3-million-payjoy-is-ensuring-smartphones-land-in-the-hands-of-the-next-2-billion/
    http://www.wsj.com/articles/payjoy-picks-up-18m-for-smartphone-financing-plans-1468236609

    Tech stack

    AngularJS, PHP, MySQL, Python

    Benefits

    Health and wellness

    Insurance (Health)
    Insurance (Dental)
    Insurance (Vision)
    PayJoy - Company Photo
    PayJoy - Company Photo
    PayJoy - Company Photo
    PayJoy - PayJoy Sales team has spirit!
    PayJoy - Founding team August 2015!